FINANCIAL MODEL / EXPERIMENTAL

A financial model.
Built to be
measured.

One shared model for public equities.
Two interfaces. An inspectable record.

Finio turns market data into structured 5-day probability estimates. The same model powers the app and API, with versioned, timestamped predictions before the outcome is known.

FINIO-MODEL-V0.1 / 5 TRADING DAYS

THE SHARED INFERENCE LAYERFinio Model v0.1
EXPERIMENTAL
APP / MODEL OUTPUT↗
NVDA5 DAY
OUTLOOK
PROBABILITY OF A POSITIVE RETURN
—%

Awaiting a model request

Model version
finio-model-v0.1
Prediction ID
Returned on inference
Created at
Returned on inference
Status
NOT REQUESTED

INTERFACE PREVIEW / NO LIVE ESTIMATE

API / SAME MODEL{ }
POST /v1/predict
{
  "symbol": "NVDA",
  "horizon": "5d"
}
RESPONSE STRUCTURE
prediction_id
string
probability_positive
number
model_version
string
created_at
timestamp
status
string
INSPECT THE CONTRACT ↗
VERSIONED + TIMESTAMPEDBEFORE THE OUTCOME
THE FINIO LOOP

Model → App + API → Prediction record → Observed outcome → Evaluation

01 / THE SYSTEM

One model.
A complete path to measurement.

The interface changes.
The model, horizon, and prediction record stay connected.

01 / INPUTMarket dataPublic equities
02 / TRANSFORMFeature layerStructured model inputs
03 / INFERENCEFinio Model v0.1Shared cross-asset classifier
04 / OUTPUT5-day probabilityEstimate of a positive return
TWO INTERFACESFinio app+Prediction APIONE MODEL
05 / RECORDPrediction ledgerID · timestamp · version · status
06 / OBSERVEObserved outcomeAfter the 5-trading-day horizon
07 / EVALUATECompare with the estimateProspective evaluation

SYSTEM CONCEPT / PUBLIC OUTCOME HISTORY IS NOT CONNECTED TO THIS WEBSITE

02 / BEFORE THE OUTCOME

The prediction comes first.
The market answers later.

A probability means more when you can see when it was made, which model made it, and what happened next.

PREDICTION RECORD / FIELD GUIDE01
AAPL5 TRADING DAYS
probability_positive
Model estimate · 0–1
model_version
finio-model-v0.1
prediction_id
Unique ID from service
created_at
UTC creation timestamp
status
OPEN until resolved

Record structure, not an issued prediction.

01

AT CREATION

Record the prediction.

The estimate, model version and creation timestamp identify what the model said before the outcome.

t₀
02

5 TRADING DAYS

Let the horizon pass.

An open prediction is still open. Its future return is not yet an observed result.

t₀ + 5d
03

AFTER THE HORIZON

Observe. Compare. Evaluate.

Compare the recorded estimate with the realized return. Historical testing and prospective results remain separate.

OUTCOME
INSPECT ACTUAL PREDICTIONS

A record starts with a real request.

The model interface shows IDs, timestamps, probabilities, versions and status from successful requests in your current visit. Public production history and resolved returns are not connected here.

Open session history

03 / THE MODEL CARD

Defined precisely.
Evaluated openly.

Explore model evidence ↗

MODEL SPECIFICATION / 001

finio-model-v0.1

Shared cross-asset classifier

EXPERIMENTAL
Primary horizon
5 trading days
Training securities
295
Training samples
314,234
Held-out samples
23,774
Training period
Jan 2022 – Jun 2026
Held-out period
Jul 2026 – Oct 2026
KNOWN LIMITATION

Historical testing has not yet demonstrated a meaningful predictive edge.

Inspect historical evaluation METRICS + BASELINES
Historical held-out evaluation · finio-model-v0.1
MeasureModelBaseline
Accuracy49.84%49.16% momentum
Brier score0.2516230.251618 constant

299 dataset securities; 295 training securities. Lower Brier is better. The model's Brier score is slightly worse than the constant baseline. These historical results do not establish predictive edge. Figures supplied by Finio; evaluation artifacts are not hosted in this website repository.

04 / BUILT FOR SOFTWARE

The same model.
Your software.

A structured prediction, without the interface. Request a ticker. Receive a probability estimate and the fields needed to identify it.

01 One shared inference path

02 Versioned model output

03 Timestamped prediction records

Run an actual request ↗

Experimental endpoint. Availability depends on the model service.

POST https://api.tryfinio.com/v1/predict
macOS / Linux / Bash
curl -X POST "https://api.tryfinio.com/v1/predict" \
  -H "Content-Type: application/json" \
  -d '{"symbol":"AAPL","horizon":"5d"}'
RESPONSE STRUCTUREFIELD TYPES / NOT A LIVE RESULT
{
  "prediction_id": string,
  "symbol": string,
  "horizon": "5d",
  "probability_positive": number,
  "model_version": string,
  "created_at": timestamp,
  "as_of": date,
  "reference_price": number,
  "status": string
}

Type guide, not JSON to execute. The live interface displays actual responses, with no substitute predictions.

05 / THE FINIO APP

The model is the core.
The product is already here.

Market discovery. Technical research.
A place to put a thesis to work.

Available on iPhone ↗
A SHIPPED RESEARCH WORKSPACE

From the market
to the evidence.

Scan the universe. Open Signal Desk. Inspect the indicators and levels behind a reading.

01 / MARKET SCANNER02 / SIGNAL DESK03 / TECHNICAL RESEARCH

Original app captures. Historical data.
Signal scores and AI projections are distinct from the model’s 5-day probability estimate.

Actual Finio Market Scanner with ranked equities and signal filtersActual NVDA Signal Desk with technical indicators, conflicting evidence and key levels
UNDERNEATH THE READING 03
Real Finio research panel with Ichimoku Cloud, VWAP and Donchian Channels

REAL PRODUCT CAPTURES / SEPARATE HISTORICAL SESSIONS / OPEN ANY SCREEN TO INSPECT

06 / THE ECOSYSTEM

More ways to work with a market view.

Discovery, research and practice, together in Finio.

01 / DISCOVER

Scanner

Market-wide quantitative discovery and ranked signals.

02 / INSPECT

Research

Signal Desk, stock detail and supporting indicators.

03 / EXPLORE

Practice

Simulated portfolios and historical strategy exploration.

04 / CHALLENGE

Arena

Explore a market thesis through simulated challenges.

All trading is simulated. App features and availability may vary by subscription and mode.

MODEL → RECORD → MEASURE

A prediction should
leave a record.

Run the model Build with the API →